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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Insurance Regulation | 12% | - State regulation
|
| Topic 2: Title Insurance Principles | - Policy structure
| |
| Topic 3: General Insurance Concepts | 3% | |
| Topic 4: Title Exceptions and Procedures for Clearing Title | 21% | - Liens and encumbrances
|
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
1. All of the following are subject to false advertising regulations EXCEPT
A) circulars.
B) letters.
C) gifts.
D) statements.
2. The MAIN purpose of an endorsement is to
A) decrease the premium.
B) describe the covered losses.
C) increase the premium.
D) modify the policy.
3. An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of
A) rebating.
B) illegal inducement.
C) unfair coercion.
D) unfair discrimination.
4. Which of the following items is least likely to be recorded?
A) satisfaction of mortgage
B) mechanic's lien
C) bill of sale
D) mortgage lien
5. Title insurance NOT covering the insured for unpaid property taxes, which are NOT known at the time of closing, would be considered a
A) judgment.
B) standard exception.
C) covenant.
D) federal lien.
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: D | Question # 3 Answer: D | Question # 4 Answer: C | Question # 5 Answer: B |
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