Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Valid Dump : MarylandAccident and Health or Sickness Producer Series 20-24 Exam

Accident-and-Health-or-Sickness-Producer real exams

Exam Code: Accident-and-Health-or-Sickness-Producer

Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam

Updated: Sep 05, 2025

Q & A: 92 Questions and Answers

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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. Which of the following is a requirement of an insurable risk?

A) The loss must be intentional.
B) The chance of loss must be calculable.
C) There must be a large number of different loss exposures.
D) The loss must be catastrophic.


2. An insured's statements on an accident and health insurance application are deemed to be:

A) Representations
B) General provisions
C) Warranties
D) Categorical


3. Disability income insurance premiums are a deductible expense when the premiums are paid by:

A) A partnership for group disability income coverage for the partners
B) A corporation for group disability income coverage for the employees
C) An employee for group disability income coverage
D) An insured for individual disability income coverage


4. If an individual's occupation is considered to be illegal:

A) It may result in a denial of a disability income claim
B) It may require a waiver on a disability income insurance policy
C) It results in a substandard rating on an accident and health insurance policy
D) It must be stated as such on an accident and health insurance application


5. In HMO coverage, all of the following services must be available 24 hours per day, 7 days per week EXCEPT:

A) Emergency medical care
B) Primary care
C) In-patient hospital services
D) Dental care


Solutions:

Question # 1
Answer: B
Question # 2
Answer: A
Question # 3
Answer: B
Question # 4
Answer: A
Question # 5
Answer: D

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